Gen Z Americans Trust Crypto More Than Banks, Seeking ‘Agency and Control’ – Decrypt

Jan 22, 2026 - 13:00
Gen Z Americans Trust Crypto More Than Banks, Seeking ‘Agency and Control’ – Decrypt
In brief Protocol Theory data show that Gen Z prioritizes asset control, verification, and safeguards. A 2024 Pew Research study found that crypto use is concentrated among younger adults, with trust varying by age and experience. Mortgage lenders and regulators are beginning to assess how crypto holdings factor into borrower risk and qualification. Younger generations...

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