Is Ripple Becoming a Bank? What OCC Approval Means for XRP

Dec 12, 2025 - 18:30
Is Ripple Becoming a Bank? What OCC Approval Means for XRP
Ripple has received conditional approval for a federal banking license, which could potentially enable its operation under US banking regulations. If granted, the license would allow Ripple to operate as a federally regulated financial institution under US banking law. The approval strengthens Ripple’s position in cross-border payments and digital asset settlement infrastructure across regulated financial...

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